The other morning when my brother Steve texted to let me know my nephew (his son Stevie) was getting married, and I asked how old is Stevie now and Steve said he turned 40 in September... weren't we all 40 just a few years ago?
Thinking back to 2001 when I turned 40, I headed into my kitchen and looked through the junk drawer and there it was--the pin I bought for the lapel of my coat, after the events of 9-11-01. I remember that day like it was only a couple years ago, I'm sure many of you can say the same. I was sent home early from work that day, as downtown Pittsburgh was ordered evacuated. I got a ride with my ex's mother (who saw me standing at my bus stop and honked at me to get in, then yelled all the way home about our military, President Bush and trash tv).
I spent that entire day glued to my tv, watching the same events play out over & over. I can even remember what I had for dinner, leftover spareribs from Sunday. A day or two later I was headed to work and saw these flag pins at a newsstand I passed on my way to the office, and bought one for my jacket.
I don't know why I'm sharing all of this, I just can't believe how quickly the years have passed since I was 40. I want to tell my nephew "you're going to be 64 before you know it".
Speaking of 64, last Saturday (November 1, the day after my 64th birthday) I was sitting here watching an awful documentary about Bigfoot, and thought "Well it's as good a time as any to apply for Social Security" so I went online to my SSA account.
On my recent statement it said "At age 64 years your monthly payment is estimated to be $1913.00." Sounded good to me, so I began the application. There were a LOT of questions, but nothing too difficult or complicated.
After I gulped and hit submit, I received an auto-generated email that said I should be hearing back from them after 30 days. It added my reviewer would reach out by telephone or mail with additional questions, and they often do this on weekends or after business hours.
Curious, I jumped on earlyretirement.org and a social security reddit board, and was dismayed at what I was finding. A lot of people complaining their applications were on hold for months (for faulty or mismatched information) or outright denied.
One man neglected to report his first marriage as a teen, people failed to report children they hadn't seen since childbirth, some people attempted to file too early or mistakenly filed for disability, etc.
A retired social security administrator said it took on average 90 days to review an application, not 30. And this was before the recent government shutdown, so I figured I had a wait.
So imagine my surprise when I got an email from the SSA a week later. Nothing written, just this image at the right, saying my attention was needed.Assuming they were requesting additional documents (like my drivers license or birth certificate) I went to the SSA site, signed in and saw "Your application is approved." And below that:
This only took a week, I guess you can't believe everything you read. As I requested my payments begin in January, they start one month after your request date.
The amount will drop some when I turn 65 and Medicare kicks in, but that's not for 10-11 months.
I still can't believe this is really happening. I know I earned it but still... I'm waiting for a follow-up that says they grossly overestimated my monthly amount, or I've been declared an anti-Trumpist and being deported instead. We'll see!








